- Age Entry : 13-45 yrs
- Max Maturity Age : 70 yrs
- Policy Term : 25 yrs PPT : 20 yrs
- Sum Assured : 1,00,000-No limit
- Sum Assured multiples : 5000
- Mode of payment : All
- ServiceTax 1st year : 4.5%
- Subsequent year : 2.25%
- Loan : After 3 yrs
- Surrender : After 3 yrs
- On Death : SA+Bonus+FAB
Sum Assured on death is 125% of Basic Sum Assured or 10 times of Annualized Premium or 105% of total premiums paid whichever is higher Returns 5th,10th,15th,20th yr : 15% of SA 25th yr : 40% of SA+Bonus+FAB