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Plan
838- Jeevan Pragati
Plan Information
- Age Entry : 12-45 yrs
- Max Maturity Age : 65 yrs
- Policy Term & PPT : 12-20 yrs
- Sum Assured : 1,50,000-No limit
- Sum Assured multiples : 10000
- Mode of payment : All
- ServiceTax: 1st year : 4.5%
- Subsequent year : 2.25%
- Loan : After 3 yrs
- Surrender : After 3 yrs
- On Death : SA on death + Bonus+FAB
- Sum Assured on death is : During first 5 policy yrs 100% of SA During 6-10 policy yrs 125% of SA
- During 11-15 policy yrs 150% of SA During 16-20 policy yrs 200% of SA or 10 times of Annualised premium whichever is higher
- On Maturity : SA+Bonus+FAB
Plan illustration for SA 2 Lakh for term 15 years and payable Term 15 years.
First Year Premium for Age 18
2nd year onwards
| Premium | GST(4.5%) | Payable Prem | |
|---|---|---|---|
| YLY | 9922 | 471 | 10393 |
| HLY | 5010 | 238 | 5248 |
| QLY | 2530 | 120 | 2650 |
| MLY | 843 | 40 | 883 |
| Premium | GST(2.25%) | Payable Prem | |
|---|---|---|---|
| YLY | 9922 | 236 | 10158 |
| HLY | 5010 | 119 | 5129 |
| QLY | 2530 | 60 | 2590 |
| MLY | 843 | 20 | 863 |
- Sum Assured – 200000
- Bonus:160000
- Maturity – 374000
- Total Prem – 203395
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Disclaimer :
Disclaimer: The Benefits shown in this presentation are as per the 8% Benefit illustration of LIC of India, Actual values may vary, depends on the corporation profits and expenses.