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Life Insurance Products
Get the latest information on all LIC's plans and all private insurance companies.
Founded in 1956,Life Insurance Corporation of India (LIC) is the Largest life insurance company in the country with a total income of Rs. 492626.60 core and total assests worth Rs. 2572028.34Cr It’s fully owned by the Goverment of the Goverment of India & is also the country largest investor.
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Plan Information
- Age Entry : 0(90days)-55 yrs
- Policy Term : 100-age entry
- P.P.T. : 15/20/25/30
- Sum Assured : 2,00,000-No limit
- Sum Assured multiples : 25000
- Mode of payment : All
- ServiceTax 1st year : 4.5%
- Subsequent year : 2.25%
- Loan : After 3 yrs
- Surrender : After 3 yrs
- Risk Cover : SA+Bonus+FAB
- Returns : 8% of Sum Assured will be given every year after ppt to Age 100(till survives)
- On Maturity : SA+Bonus+FAB
Plan illustration for SA 2 Lakh for term 82 years and payable Term 35 years.
First Year Premium for Age 18
2nd year onwards
| Premium | GST(4.5%) | Payable Prem | |
|---|---|---|---|
| YLY | 6345 | 301 | 6646 |
| HLY | 3204 | 152 | 3356 |
| QLY | 1618 | 77 | 1695 |
| MLY | 539 | 26 | 565 |
| Premium | GST(2.25%) | Payable Prem | |
|---|---|---|---|
| YLY | 6345 | 151 | 6496 |
| HLY | 3204 | 76 | 3280 |
| QLY | 1618 | 38 | 1656 |
| MLY | 539 | 13 | 552 |
- In case of death at Age 80 nominee will receive – Rs.1690000
- From Age 48-100(till survives) payable per annum – 16000
- Sum Assured – 200000 Bonus – 820000 </li >
- FAB – 1500000
- Maturity(At Age:100) – 2520000
- Total Prem – 195030
Disclaimer :
Disclaimer: The Benefits shown in this presentation are as per the 8% Benefit illustration of LIC of India, Actual values mayDisclaimer: The Benefits shown in this presentation are as per the 8% Benefit illustration of LIC of India, Actual values may vary, depends on the corporation profits and expenses vary, depends on the corporation profits and expenses.