1. Age Entry : 18-65
2. Max Maturity Age : 80 yrs
3. Policy Term : 10-40 yrs
4. PPT : 5/10 yrs (Ltd Prem))
5. Sum Assured : 25,00,000-No limit
6. Mode of payment : Single/yly/hly
7. ServiceTax : 18%
8. Surrender : Available for limited/single premium
9. Loan : NA

On Death :

a) Death Benefit: Death benefit, payable in case of admissrble death claim, before the stipulated Date of Maturity, prowded the policy IS Inforce, shall be “Sum Assured on Death”.
For Regular premium and Limited premium payment policy, “Sum Assured on Death” IS defined as the highest of . 7 times of annualised premium, or o 105% of all the premiums paid as on the date of death, or . Absolute amount assured to be paid on death
For Single premium policy, “Sum Assured on Death” is defined as the higher of: o 125% of Single Premium .
Absolute amount assured to be paid on death
Premiums referred above shall not include any extra amount chargeable under the policy due to underwriting decrsxon and nder premium(s), if any Absolute amount assured to be paid on death shall depend on Death Benefit Option chosen at the time of taking this policy and IS as under –

Option l: Level Sum Assured “Absolute amount assured to be paid on death” shall be an amount equal to Basrc Sum Assured, which shall remain the same throughout the policy term .

Option ll: Increasing Sum Assured “Absolute amount assured to be paid on death” shall remain equal to Basic Sum Assured till completion of fifth policy year Thereafter, It increases by 10% of BaS|C Sum Assured each year from the Sixth policy year till fifteenth policy year till It becomes twrce the Basrc Sum Assured This increase wrll continue under an Inforce policy till the end of policy term, or till the Date of Death, or till the fifteenth policy year, whichever IS earlier From Sixteenth policy year and onwards, the “Absolute amount assured to be paid on death” remains constant 1 e twrce the 335K: Sum Assured, till the policy term ends


On Maturity : NA