1. 1. Age Entry : 30-85(100 for option f)(Immediate Annuity)
      30-79 (Deferred Annuity)
   2. Sum Assured : 1,50,000-No limit
   3. Mode of Payment : Single
   4. ServiceTax : 1.8%
   5. Mode of Pension : All

A .Annuity Options :
a.Immediate
b.Deferred
a.Immediate Annuity Options
A)Annuity for life
B)Annuity guaranteed for 5 yrs and for life thereafter
C)Annuity guaranteed for 10 yrs and for life thereafter
D)Annuity guaranteed for 15 yrs and for life thereafter
E)Annuity guaranteed for 20 yrs and for life thereafter
F)Annuity for life with return of purchase price on death
G)Annuity for life increasing at a simple rate of 3% P.A.
H)Annuity for life with a provision for 50% of annuity payable to spouse on death of annuitant
I)Annuity for life with a provision for 100% of annuity payable to spouse on death of annuitant
J)Annuity for life with a provision for 100% of annuity payable to spouse on death of annuitant with return of purchase price on death of last survivor
B .Deferred Annuity options
Option1: Deferred Annuity for Single Life
Option2: Deferred Annuity for Joint Life
Surrender : Surrender is applicable for following options after 3 months Loan : Loan is applicable for following options after 1 year
a.Immediate Annuity Option F,Option J
a.Deferred Annuity Option 1: Single Life Option 2: Joint Life